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How to select the Right Medical Insurance when you Study Abroad

Get Health Insurance Before Embarks On Study Abroad

Selecting the right medical insurance when Studying Abroad is one of the important considerations that most students who Study Abroad are unaware of. Many students despite being aware ignore the requirement when they are preparing to study abroad as they feel that they do not want to incur the additional expenditure of paying for insurance.

However, there are many pitfalls to this approach as one may find oneself in a situation where one is in need of urgent medical attention. In such a scenario, the student who goes to study abroad has to end up paying full medical costs upfront and has to contend with the struggle of finding a hospital in a strange country.

In such a scenario, wouldnt it be better for a student who plans to study abroad to take up Health Insurance before he embarks on study abroad?

Most states in the USA require students to take up a Student Health Insurance Program or participate in a health benefit plan sponsored by the state. It is important to check however if the plan you are under covers more than the minimum costs.

We provide you with a list of things to consider and have knowledge of the points to consider before you go to take up a medical insurance while you Study Abroad.

[Read More: Time To Get Ready For Applying To Colleges In USA For Fall 2022]

Apply For Medical Insurance While Study Abroad

Points To Consider When Applying For Medical Insurance While You Study Abroad

  1. Many students rely on their parents plans while they Study Abroad, these, however, provide limited coverage outside the home country.
  2. It is important for students who Study Abroad to know the limits of the coverage for their medical insurance
  3. It is important to understand all the rules and regulations of the medical insurance as it may differ from country to country.
  4. Students must consider and learn about whether the medical insurance plan meets all the requirements of both the home country and the country where they are planning for Overseas Education Program.
  5. Students must also keep in mind if there are any specific Health Insurance Requirements for getting a visa to enter the country to Study Abroad
  6. You must also consider if there are any pre-existing conditions or limitations when opting for a medical insurance while Studying Abroad?
  7. Students should also consider whether they will get access to emergency services that are able to direct you to medical facilities that are nearest.
  8. Students should also know beforehand whether they are eligible for reimbursement after expenses or before.

[Read More: Get easy tips for Student Visa Process to USA]

One way to approach medical insurance is to apply for an individual insurance plan whiles you Studying in Abroad. Be sure however to take a copy of the health insurance card as well as important policy document while you study abroad.

To know more about choosing the right medical insurance while you Study Abroad, get in touch with our consultants at Global Tree, one of the most Trusted Overseas Education Consultants in India. Selecting the right Medical Insurance when Studying Abroad.

Frequently Asked Questions

The common notion is that foreign universities are expensive, although with scholarships this is an exaggerated issue. What many fail to consider are time and effort. Studying in an Indian college leads to a lower average salary than earned by our western counterparts. This salary sets the tone for all future promotions since companies often look at your previous salaries during compensation appraisals. Additionally, most senior positions tend to be scooped up by individuals who have an international outlook through global exposure.  Finally, studying in a foreign country is an incredible learning experience helping students get a better academic as well as soft skill development.

Canada has been one of the market leaders in education for decades. However, what currently sets Maple Country apart is immigration. Canada is wholeheartedly inviting students to study in their universities to fill job vacancies that are always growing in the country. Students who study in Canada (especially a Master’s Degree) are practically assured of a Permanent Residency Visa.

A good score doesn’t automatically qualify a candidate for a scholarship, however, it is one of the primary factors that the admissions department looks for in a scholarship application. There are other attributes such as a candidate’s academics, extra-curricular, financial background, and application essays (SOPs).

We get this question a lot. Many candidates know which career path they want to take, but are at a loss for how to take that journey. Understanding the job role and the industry that you want to get into is the first step to picking the right university.

Carefully consider the immigration options of the country that the university that you are considering is in. This is more important when you intend to stay back in the country after the completion of your course.

Also, review the placement history of the university as well.

The first step is to list your preferences. By listing your preferences and strengths, describe your course of preference. Extensive research on the modules, software and its length for your preferred subject is necessary.


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